Receiving Social Security benefits is advantageous in retirement, but like many other forms of income, these benefits can be subject to tax by the Federal Government. To accurately predict your retirement income (and taxes), it’s important to understand how Social Security benefits are taxed. How are Social Security Benefits Taxed? While Social Security Income makes […]

Many of us have a picture that comes to mind when we hear about David in the Bible. Maybe we think of the shepherd boy in the pasture, the young man who defeated Goliath with a sling and a stone, or the Psalm writer who expressed his faith through music and poetry. But there is […]

Early retirement may seem like an appealing thought. However, good preparation is key to considering an early retirement. If you’re not prepared, you might run into complications. Here are a few things to consider before you put in your resignation at your job.  Will You Have Enough Money for Your Entire Retirement? Retirees tend to […]

A couple of summers ago, I had the chance to go on an incredible 12-day trip with my family to the Canadian Rockies, the Calgary Stampede, Glacier National Park, and Silverwood Theme Park. Yes, we saved Silverwood till the end, just to give my kids a little incentive to stay with it. On another family […]

Giving is something I am passionate about. According to The Five Love Languages by Gary Chapman, gifts are one of my top love languages. I believe giving is so much more than just the monetary or financial value of what is given. I believe it unlocks the greater ability inside of us to help others […]

Preparing a strategy that is both advantageous and tax-efficient might feel daunting at first. Thankfully, there are a few strategies that, if implemented correctly, can provide relief to an unnecessary tax bill.  Backdoor Roth IRA If you are a high earner with an income above the IRS’s income limit for Roth IRAs, you still have […]

Have you ever set a financial goal for yourself with the best of intentions, only to find yourself derailed after a few months? If so, you’re not alone. Just look at how many people start the New Year off with a brand-new gym membership, only to stop going after a few months or even weeks. […]

For nearly three years, I’ve had the privilege of serving Evergreen Financial Group as our Operations Associate, working mostly behind the scenes to help keep things running smoothly. As I now step into an expanded role as Associate Planner and Operations Manager here at Evergreen, I’d like to share a bit about myself – how I got here and […]

I’ll admit, budgeting is one of my least favorite financial tasks to do. It seems so mundane compared to all the other exciting financial things we could be doing, right? However, I’ve come to learn the importance of budgeting because of the protection it provides. Let me use a little analogy to show this a […]

Conversations revolving around Estate Planning and Trusts typically go hand in hand. While very useful, establishing and then also planning for a future with a Revocable Living Trust should be approached carefully and with proper legal advice. In this post, we’ll discuss how a Revocable Living Trust becomes Irrevocable and how to best plan for […]