“It’s not what you make, it’s what you keep.” This quote rings true regardless if you’re talking about income, saving, or investing. There is no shortage of places where our income can turn into an outflow. One of the most well-known outflows we encounter this time of year comes in the form of taxes. Let’s […]

The end of the year is approaching fast. I can already see it coming now, with holiday events, programs, travel plans, deadlines, etc. It can seem like a freight train with no sign of stopping. With the endless list of demands, it can seem like we are in a war deciding on how to triage […]

Between 2017 and 2025, my two brothers and I successfully summited the tallest peaks in Wyoming, Montana, Utah, and Colorado. Next to Mt. Rainier, Montana and Wyoming hold the unofficial titles of the second and third-hardest state high points to bag in the lower 48.  While we could certainly look back with 20/20 vision and […]

If you’re anything like me and my family, the end of summer marked a stark transition back to reality as my kids went back to school. While the added structure and schedule are a welcome change after the summer craziness, we were flooded with a multitude of demands coming at us: Sports schedules, after-school activities, […]

If you’ve ever been to a communication or relationship workshop, you’ve probably seen the skit It’s Not About The Nail. I can’t think of a better way to illustrate how even a basic misunderstanding of something can affect us on so many levels. We’ve all laughed painfully, knowing how ridiculous yet true the interaction portrayed […]

We are in the middle of baseball season, and one of my favorite summertime activities is cheering on our local Billings Mustangs at Dehler Park. Even if it’s not the “big leagues”, it’s still a joy to watch all of the young and upcoming players put their skills to the test in hopes of a […]

My kids are getting their first taste of “real” roller coasters this year. This March, we took a trip to Universal Studios to celebrate Spring Break. My son, who is 8, was brave enough to try the Velocicoaster for the first time. I remember seeing his combined reaction of joy, excitement, joy and terror as […]

As we enter the middle of May here in Montana, we are approaching the illustrious long, warm, sunny days of summer and seeing less and less of the volatile spring/late winter weather that usually lingers until Memorial Day.   Seeing the onset of warmer temperatures gets me excited for backpacking season – one of my favorite […]

Even in my late 30s, I still enjoy a good superhero movie. There’s nothing like cheering on the good guys against the latest forces of evil trying to save the planet from ultimate destruction. I will naturally gravitate towards a new Avengers or Spiderman movie if nothing else looks good. You might not have heard […]

The word “investing” evokes a great sense of opportunity, but with it can come an equally great deal of anxiety. Picking the right investments, controlling risk, and managing emotions are all easier said than done. However, with the right practice, even someone with no investing experience can set themselves up for a great future outcome. […]