Author Archives: Tim Bauer

It’s no doubt I’ve had many people offer “Biblical” instruction to me over my lifetime. When you have the name Timothy like me, you’re just begging for those who have “been there done that” to come and offer their free advice, whether I’ve asked for it or not.   Regardless of the not-so-helpful advice I’ve been […]

“It’s not what you make, it’s what you keep.” This quote rings true regardless if you’re talking about income, saving, or investing. There is no shortage of places where our income can turn into an outflow. One of the most well-known outflows we encounter this time of year comes in the form of taxes. Let’s […]

The end of the year is approaching fast. I can already see it coming now, with holiday events, programs, travel plans, deadlines, etc. It can seem like a freight train with no sign of stopping. With the endless list of demands, it can seem like we are in a war deciding on how to triage […]

I’ll admit, budgeting is one of my least favorite financial tasks to do. It seems so mundane compared to all the other exciting financial things we could be doing, right? However, I’ve come to learn the importance of budgeting because of the protection it provides. Let me use a little analogy to show this a […]

Between 2017 and 2021, my two brothers and I successfully summited the tallest peaks in Wyoming, Montana, and Utah. Next to Mt. Rainier, Montana and Wyoming hold the unofficial titles of the second and third-hardest state high points to bag in the lower 48.  While we could certainly look back with 20/20 vision and find […]

If you’re anything like me and my family, the end of summer marked a stark transition back to reality as my kids went back to school. While the added structure and schedule are a welcome change after the summer craziness, we were flooded with a multitude of demands coming at us: Sports schedules, after-school activities, […]

If you’ve ever been to a communication or relationship workshop, you’ve probably seen the skit It’s Not About The Nail. I can’t think of a better way to illustrate how even a basic misunderstanding of something can affect us on so many levels. We’ve all laughed painfully, knowing how ridiculous yet true the interaction portrayed […]

I just had the chance to go on an incredible 12-day trip with my family to the Canadian Rockies, the Calgary Stampede, Glacier National Park, and Silverwood Theme Park. Yes, we saved Silverwood till the end, just to give my kids a little incentive to stay with it. In 2022, we were able to spend […]

We are in the middle of baseball season, and one of my favorite summertime activities is cheering on our local Billings Mustangs at Dehler Park. Even if it’s not the “big leagues”, it’s still a joy to watch all of the young and upcoming players put their skills to the test in hopes of a […]